Insurance Co for Modded cars - Page 2

**mx6-uk** · 5-2-05, 12:15

Just had a mail from cotaining this.
we specalise in insuring car club members and offering group buy discounts. Our policies offer like to like replacement cover on modifications, agreed value policies, cover for gray imports and low mileage discounts. We are currently the official club insurer for Toyota Supra club www.mkivsupra.net the Toyota MR2 club www.mr2oc.co.uk the Renault Turbo owners club www.rtoc.org the Mitsubishi FTO club www.ftooc.org and the Toyota Celica gt four club www.gt4oc.org

Anyone want the mail to follow up on??

Someone needs to become the listed contact on the Jap performance website as i still get loads of communication on events etc.

anyone??

**kenholland** · 5-2-05, 13:07

Might as well put me down Dave as I've taken over much of "Events".

Ken

**Einstein** · 5-2-05, 13:11

Cheers Ken

John

**mx6-uk** · 5-2-05, 13:19

Ken I have a PO box listed, a contact phone number and an e-mail. you ok to add all your details or just the address and e-mail. (i do get the odd call but maybe 4 a year)

I'll let them know when you confirm.

Ta

Dave

**kenholland** · 5-2-05, 17:29

Dave, use this:

Ken Holland
CCLUK
35 Blackmoor Rd
Verwood
Dorset
BH31 6YS

email: ivanmx6@ntlworld.com

I'd best not give the moby number - we tend to change them every year or two here.

Cheers,
Ken

**BazzaAlpine** · 5-9-05, 5:08

Went with Tescos last year for my Nove (no comments please) and that had more mods declared than I care to think about and fully comp was less than £200 (4 years no claims and I was 33 at the time). For the standard mx-6 (give me a chance, I should only be gettiing it this week) though I went Direct Line. Their online deal was £326 fully comp, £50 cheaper than even Tesco.

**Wackyracer** · 7-5-05, 7:24

just renewed mine with bedford insurance, but the post office came close!!!!!!!

**garfy1981** · 4-8-06, 7:23

Right heres a breakdown of what/ and who ive done so far.

Me; 25, 8 years NCD, low crime area, 6000 miles pa, no points, no accidents, no convictions. Uk full licence. driving since 10/98, aquired car on 12/2003. Social and commuting, electrcian.

Car, Mazda mx3. 2.5 v6 from mx6, uprated clutch, flywheel, sparkleads, air filter, battery relocation, engine polished, alloy wheels, suspension 30mm, dials, front brakes 325mm 4 pot calipers. ( alot of these didnt actually affect policy but i wanted to be sure everything was covered)
Security; Cobra Cat 1 ararm/immobilizer.

The contenders;

Herts Insurance co, 01279 506090
Adrian flux 08700 777888
Sky insurance 0870 1121759
Performance direct 0870 420 3896

results so far;

HIC £361.00, fully comp. protected NCD. £250 excess
Adrain flux £415 fully comp, protected NCD.
Sky insurance £361.00 " " " . £250 excess
Performance direct £426.25 fully comprehensive, protected NCD.

Ive search loads of other sites and forums and the above are the contenders i kept coming across.

I am dead pleased as i thought moddifying a car like i have would have pushed up my premium to atleast £700-£850 !!! Im all smiles me

Decided to go with HIC because its like for like cover and i can agree a fixed priced value if car gets writen off, instead of market value. That me for another year. Happy hunting guys !!

edit 14/4/06 got my renewal quote from elephant.co.uk as a standard 1.8 mx-3 they want £579 !!!.......so ive got more hp now and saved money.....figre that one out ???

Tristan2006 · 5-16-06, 10:58

does anyone know how the insurance policy works?

do they cover you for any danage to the mods and cover the cost of re-purchase and fitment?

can anyone shed any light on how it works for such policies?

I rang about 10 companies on the weekend and it ranged from 660 - 1300 for the both of us to drive the car (myself and gf) she has 4 yrs no claims and me 6yrs. My query was how are you insured? If some numskull crashed into us with a bodykit on our car and alloys etc and had to rebuy the kit and pay for fitting would you be covered?

any ideas guys?

**mattsonthebeach** · 5-16-06, 11:05

I'm with Tesco, and have all my mods declared. They asked me how much each item was to purchase/fit so they could add the cost to the value of the car. So if the worst should happen, I'm not thousands outta pocket

**garfy1981** · 5-16-06, 12:24

im with hic, see up 2 posts, the cover like for like mods. So if you get dinged then whats on there goes back on.

For £15 you can also agree a valuation, so if youve spent loads on the motor, then you can agree more than market value. Im going to try and get mine insured for 4K

5-2-05, 12:15	#16 (permalink)
mx6-uk Join Date: Sep 2000 Location: Manchester, England, UK Age: 42 iTrader: (0)	Just had a mail from cotaining this. we specalise in insuring car club members and offering group buy discounts. Our policies offer like to like replacement cover on modifications, agreed value policies, cover for gray imports and low mileage discounts. We are currently the official club insurer for Toyota Supra club www.mkivsupra.net the Toyota MR2 club www.mr2oc.co.uk the Renault Turbo owners club www.rtoc.org the Mitsubishi FTO club www.ftooc.org and the Toyota Celica gt four club www.gt4oc.org Anyone want the mail to follow up on?? Someone needs to become the listed contact on the Jap performance website as i still get loads of communication on events etc. anyone?? Last edited by kenholland : 5-2-05 at 13:06. Reason: corrected the club links
	Car Profile and modification list There are subliminal messages everywhere MX6-UK AKA Sorry Dave Your mind is ours and tonight we will take over the world ...............you dont stop laughing because you grow old, ..you grow old because you stop laughing.....

5-2-05, 13:19	#19 (permalink)
mx6-uk Join Date: Sep 2000 Location: Manchester, England, UK Age: 42 iTrader: (0)	Ken I have a PO box listed, a contact phone number and an e-mail. you ok to add all your details or just the address and e-mail. (i do get the odd call but maybe 4 a year) I'll let them know when you confirm. Ta Dave
	Car Profile and modification list There are subliminal messages everywhere MX6-UK AKA Sorry Dave Your mind is ours and tonight we will take over the world ...............you dont stop laughing because you grow old, ..you grow old because you stop laughing.....

4-8-06, 7:23	#23 (permalink)
garfy1981 Join Date: Sep 2005 Location: Kent, UK Age: 27 iTrader: (0)	Right heres a breakdown of what/ and who ive done so far. Me; 25, 8 years NCD, low crime area, 6000 miles pa, no points, no accidents, no convictions. Uk full licence. driving since 10/98, aquired car on 12/2003. Social and commuting, electrcian. Car, Mazda mx3. 2.5 v6 from mx6, uprated clutch, flywheel, sparkleads, air filter, battery relocation, engine polished, alloy wheels, suspension 30mm, dials, front brakes 325mm 4 pot calipers. ( alot of these didnt actually affect policy but i wanted to be sure everything was covered) Security; Cobra Cat 1 ararm/immobilizer. The contenders; Herts Insurance co, 01279 506090 Adrian flux 08700 777888 Sky insurance 0870 1121759 Performance direct 0870 420 3896 results so far; HIC £361.00, fully comp. protected NCD. £250 excess Adrain flux £415 fully comp, protected NCD. Sky insurance £361.00 " " " . £250 excess Performance direct £426.25 fully comprehensive, protected NCD. Ive search loads of other sites and forums and the above are the contenders i kept coming across. I am dead pleased as i thought moddifying a car like i have would have pushed up my premium to atleast £700-£850 !!! Im all smiles me Decided to go with HIC because its like for like cover and i can agree a fixed priced value if car gets writen off, instead of market value. That me for another year. Happy hunting guys !! edit 14/4/06 got my renewal quote from elephant.co.uk as a standard 1.8 mx-3 they want £579 !!!.......so ive got more hp now and saved money.....figre that one out ??? Last edited by garfy1981 : 4-13-06 at 13:23.

5-16-06, 10:58	#24 (permalink)
Tristan2006 Join Date: May 2006 Location: , UK iTrader: (0)	insurance query does anyone know how the insurance policy works? do they cover you for any danage to the mods and cover the cost of re-purchase and fitment? can anyone shed any light on how it works for such policies? I rang about 10 companies on the weekend and it ranged from 660 - 1300 for the both of us to drive the car (myself and gf) she has 4 yrs no claims and me 6yrs. My query was how are you insured? If some numskull crashed into us with a bodykit on our car and alloys etc and had to rebuy the kit and pay for fitting would you be covered? any ideas guys?

5-16-06, 11:05	#25 (permalink)
mattsonthebeach Join Date: Sep 2003 Location: Newport, UK Age: 35 iTrader: (0)	I'm with Tesco, and have all my mods declared. They asked me how much each item was to purchase/fit so they could add the cost to the value of the car. So if the worst should happen, I'm not thousands outta pocket
	Matt Quietly modding! What's that coming over the hill? Is it a Mazda? Is it a Mazda

5-2-05, 13:07	#17 (permalink)
kenholland Ex-Mod Join Date: Dec 2002 Location: Dorset, UK iTrader: (0)	Might as well put me down Dave as I've taken over much of "Events". Ken
	Ken

5-2-05, 17:29	#20 (permalink)
kenholland Ex-Mod Join Date: Dec 2002 Location: Dorset, UK iTrader: (0)	Dave, use this: Ken Holland CCLUK 35 Blackmoor Rd Verwood Dorset BH31 6YS email: ivanmx6@ntlworld.com I'd best not give the moby number - we tend to change them every year or two here. Cheers, Ken
	Ken

5-9-05, 5:08	#21 (permalink)
BazzaAlpine Join Date: May 2005 Location: St Ives, UK Age: 37 iTrader: (0)	Went with Tescos last year for my Nove (no comments please) and that had more mods declared than I care to think about and fully comp was less than £200 (4 years no claims and I was 33 at the time). For the standard mx-6 (give me a chance, I should only be gettiing it this week) though I went Direct Line. Their online deal was £326 fully comp, £50 cheaper than even Tesco.

7-5-05, 7:24	#22 (permalink)
Wackyracer Join Date: Jun 2004 Location: Totton, UK iTrader: (0)	just renewed mine with bedford insurance, but the post office came close!!!!!!!

5-16-06, 12:24	#26 (permalink)
garfy1981 Join Date: Sep 2005 Location: Kent, UK Age: 27 iTrader: (0)	im with hic, see up 2 posts, the cover like for like mods. So if you get dinged then whats on there goes back on. For £15 you can also agree a valuation, so if youve spent loads on the motor, then you can agree more than market value. Im going to try and get mine insured for 4K
	2.5 Ze straight neck, blitz intake, mazdaspeed engine mounts, fidenza flywheel, CM II Clutch, KL-36 ecu, Magnecor 8mm Leads, Battery Relocation. Speed hut dials, bilstein suspension set up. Powerspeed 2.5" stainless mandrel bent exhaust, hotshot headers, hi-flow cat. Custom 4 pot big brake conversion. Dynod 188.8whp 183.3ft-lb 99Ron Super Unleaded