Insurance Co for Modded cars

**Einstein** · 4-22-03, 18:39

Thanks to Wychfire for this one..

It seems that this company are speciallists for modded cars.

The Broker is:

HIC (Herts Insurance Consultants)
Portland House
29 Basbow Lane
Bishops Stortford
Herts CM23 2NA

Phone: 01279 506090

Quote:

The bloke I spoke to was named Phil and you couldn't find someone much further from your typical insurance-guy-Thief-in-a-Suit; he sounded more like a someone you'd meet at a cruise or a car show. I could've even got another 10% off if I restricted it to under 7500 miles a year!

**Cornish626** · 9-2-03, 16:48

Just like to back Wychfire up with this one.

My insurance is due on the 16th of this month so thought I'd give this guy (Phil) a ring, and what Jez said was right not your typical insurance-guy.

I can't remember all the stuff he quoted but I ended up getting a quote for £360 Fully-comp with loads of extras too many to list.

Discounts for this and that ie:

5% for belonging to a club (ours)
5% for attending car shows
5% for subscribing to magazines
30% for under 6000 miles a year.
Oh and Track day cover as well.

Last year I paid £690 fully comp 0% ncb so to get it down to nearly half that this year with only 1 years ncb I'm well pleased.

He went on to say if I was to mod the car another 200bhp he'd only charge another £150 on top.
I had to laugh at that one

Forgot to say the only mods I have at the moment is my induction kit and my 17" alloy wheels Oh and the fact that I'm 48 I suppose that helps

Mike

**G-Force** · 9-2-03, 17:55

Thats a good quote Cornish ...

On thing to note the 626 GT - is insurance group 15
The MX6 is group 16 ....

Its those extra doors slowing you down again

Anyhow i rang them and they came in at 1400 pounds !!!! with 3 years no claims ! so by all means give them a ring but dont expect miracle like cornish managed to get ... good lad

( the less insurance money in there pockets the better )

G

**mx6-uk** · 9-2-03, 18:04

Yeah same as you G

This firm only want certain Areas.

They wanted £1325 from me at 37 with full NCB

Told my postcode was the worst so they just price themselves out.

**Cornish626** · 9-3-03, 19:34

Well had my renewal come though today from the AA.

Although it's come down this year it still don't come close to the quote I got from HIC.

The AA wanted £498 so I guess HIC get my custom for the next year.

As Dave said I guess it all depends on where you live

And ofcause how bloody old you are

Mike

**kenholland** · 9-3-03, 20:45

Quote:

Originally posted by Cornish626
And ofcause how bloody old you are

Mike

Well, you should be getting it cheapest of all of us then Mike...

(It's sooo nice to find someone else to pick on)

Ken

**Einstein** · 9-4-03, 4:36

Quote:

(It's sooo nice to find someone else to pick on)

LOL Ken...

About time too.... Sorry Mike.. your parcel shelf is coming down to trax...

John

**mop** · 9-8-03, 12:05

Hi All.

This thread has saved me so much money $$

)

Got this guy to quote and yes, he does sound like a wide boy, but the AA were charging me £700 PA full comp or £525 TPFT. This guy goes through highway and could do fully comp for £401 and TPFT for £225..

Went for TPFT in the end.. dead happy

)

pav2k · 2-19-04, 13:42

Going to give them a try, at the moment ive been quoted nothing less than £1800 from loads of companies, being 25 has its disadvantages and advantages

thaks 4that!!!

**cheeky_monkey** · 4-14-05, 4:15

im 21 and have 4 years ncb, got mine for £550-£600(paid extra to protect no claims and brakedown cover from the door so maybe nearer £600) fully comp, pretty chuffed.

cheers,
cheeky_monkey

**mattsonthebeach** · 4-14-05, 4:32

I have just renewed mine, with........................ Tesco. They were still cheapest even after declaring I had tinted windows, bodykit, spoiler, alloys, CAI and exhaust. They added the cost of the mods onto the price/value of the car so if anything bad should happen they are covered.

**HarveyStedham** · 4-30-05, 16:51

Im insured with HIC. I got a great deal when i first started up with them. However when i had to renew the price i paid wasnt so good! Hopefully they get their arse into gear when it comes to renewing again in aug, otherwise it will be

to HIC, and go directly to highway! (who im insured with thro HIC anyway!)

**kenholland** · 5-2-05, 11:05

Harvey - they tried to do the same to me. I phoned and complained about the price hike.

They said it was because the first year I had loads of discounts for club membership, mag subscriptions etc. When I said that nothing's changed and I should still get the discounts they agreed and dropped the price back down.

They'll all try it on. That's why they never send out reminders until last minute these days in the hope that you'll just renew at the higher price.

Oh, and Highway only work through brokers - I've already tried through work (we've got corporate fleet insurance with them).

Ken

Heckler · 5-2-05, 11:53

My insurance isn't due for renewal until October, but what sort of things should I be saying to get discounts? What subscriptions do I need and so forth. I'm currently paying around £570 for a stock car.

Heckler

**kenholland** · 5-2-05, 11:58

If you speak to HIC they'll ask all the right questions Gav. They'll try to drop their price as low as possible to get your business. Just ask what discounts you can get...

(MX6.com membership, subscribe to Car magazine, etc)

Ken

9-2-03, 16:48	#2 (permalink)
Cornish626 Join Date: May 2002 Location: Cornwall, UK Age: 53 iTrader: (0)	Just like to back Wychfire up with this one. My insurance is due on the 16th of this month so thought I'd give this guy (Phil) a ring, and what Jez said was right not your typical insurance-guy. I can't remember all the stuff he quoted but I ended up getting a quote for £360 Fully-comp with loads of extras too many to list. Discounts for this and that ie: 5% for belonging to a club (ours) 5% for attending car shows 5% for subscribing to magazines 30% for under 6000 miles a year. Oh and Track day cover as well. Last year I paid £690 fully comp 0% ncb so to get it down to nearly half that this year with only 1 years ncb I'm well pleased. He went on to say if I was to mod the car another 200bhp he'd only charge another £150 on top. I had to laugh at that one Forgot to say the only mods I have at the moment is my induction kit and my 17" alloy wheels Oh and the fact that I'm 48 I suppose that helps Mike
	Skyline GTS-T R33 Scary www.miktec.co.uk

9-2-03, 17:55	#3 (permalink)
G-Force Join Date: Feb 2002 Location: Surrey, UK iTrader: (0)	Thats a good quote Cornish ... On thing to note the 626 GT - is insurance group 15 The MX6 is group 16 .... Its those extra doors slowing you down again Anyhow i rang them and they came in at 1400 pounds !!!! with 3 years no claims ! so by all means give them a ring but dont expect miracle like cornish managed to get ... good lad ( the less insurance money in there pockets the better ) G
	G-Force Ex MX6 Owner ( 3 yrs ) Now: Supercharged CLK

9-2-03, 18:04	#4 (permalink)
mx6-uk Join Date: Sep 2000 Location: Manchester, England, UK Age: 43 iTrader: (0)	Yeah same as you G This firm only want certain Areas. They wanted £1325 from me at 37 with full NCB Told my postcode was the worst so they just price themselves out.
	Car Profile and modification list There are subliminal messages everywhere MX6-UK AKA Sorry Dave Your mind is ours and tonight we will take over the world ...............you dont stop laughing because you grow old, ..you grow old because you stop laughing.....

9-3-03, 19:34	#5 (permalink)
Cornish626 Join Date: May 2002 Location: Cornwall, UK Age: 53 iTrader: (0)	Well had my renewal come though today from the AA. Although it's come down this year it still don't come close to the quote I got from HIC. The AA wanted £498 so I guess HIC get my custom for the next year. As Dave said I guess it all depends on where you live And ofcause how bloody old you are Mike
	Skyline GTS-T R33 Scary www.miktec.co.uk

9-8-03, 12:05	#8 (permalink)
mop Join Date: Feb 2002 Location: bournemouth, Dorset Age: 37 iTrader: (0)	Hi All. This thread has saved me so much money $$) Got this guy to quote and yes, he does sound like a wide boy, but the AA were charging me £700 PA full comp or £525 TPFT. This guy goes through highway and could do fully comp for £401 and TPFT for £225.. Went for TPFT in the end.. dead happy )
	Mop silver standard + pipercross induction kit, connolly leather seats, de-badged bonnet

2-19-04, 13:42	#9 (permalink)
pav2k Join Date: Jul 2003 Location: Halifax, UK Age: 31 iTrader: (0)	HIC Going to give them a try, at the moment ive been quoted nothing less than £1800 from loads of companies, being 25 has its disadvantages and advantages thaks 4that!!!

4-14-05, 4:15	#10 (permalink)
cheeky_monkey Join Date: Mar 2005 Location: , UK Age: 25 iTrader: (0)	im 21 and have 4 years ncb, got mine for £550-£600(paid extra to protect no claims and brakedown cover from the door so maybe nearer £600) fully comp, pretty chuffed. cheers, cheeky_monkey

4-14-05, 4:32	#11 (permalink)
mattsonthebeach Join Date: Sep 2003 Location: Newport, UK Age: 35 iTrader: (0)	I have just renewed mine, with........................ Tesco. They were still cheapest even after declaring I had tinted windows, bodykit, spoiler, alloys, CAI and exhaust. They added the cost of the mods onto the price/value of the car so if anything bad should happen they are covered.
	Matt Quietly modding! What's that coming over the hill? Is it a Mazda? Is it a Mazda

4-30-05, 16:51	#12 (permalink)
HarveyStedham Join Date: May 2004 Location: Blandford/Bournemouth, UK Age: 25 iTrader: (0)	Im insured with HIC. I got a great deal when i first started up with them. However when i had to renew the price i paid wasnt so good! Hopefully they get their arse into gear when it comes to renewing again in aug, otherwise it will be to HIC, and go directly to highway! (who im insured with thro HIC anyway!)

5-2-05, 11:05	#13 (permalink)
kenholland Ex-Mod Join Date: Dec 2002 Location: Dorset, UK iTrader: (0)	Harvey - they tried to do the same to me. I phoned and complained about the price hike. They said it was because the first year I had loads of discounts for club membership, mag subscriptions etc. When I said that nothing's changed and I should still get the discounts they agreed and dropped the price back down. They'll all try it on. That's why they never send out reminders until last minute these days in the hope that you'll just renew at the higher price. Oh, and Highway only work through brokers - I've already tried through work (we've got corporate fleet insurance with them). Ken
	Ken

5-2-05, 11:53	#14 (permalink)
Heckler Banned Join Date: Jan 2005 Location: Bucks, UK Age: 39 iTrader: (0)	My insurance isn't due for renewal until October, but what sort of things should I be saying to get discounts? What subscriptions do I need and so forth. I'm currently paying around £570 for a stock car. Heckler

5-2-05, 11:58	#15 (permalink)
kenholland Ex-Mod Join Date: Dec 2002 Location: Dorset, UK iTrader: (0)	If you speak to HIC they'll ask all the right questions Gav. They'll try to drop their price as low as possible to get your business. Just ask what discounts you can get... (MX6.com membership, subscribe to Car magazine, etc) Ken
	Ken