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Good question. Might want to call your insurance agent on that. Even though you might put a policy for $10,000 ( just a random number ), I doubt if anything happens to your car they will just give you that amount.
Last time I was in an accident in 1993, they would not give me the value of my car, they gave me a lower amount and said I could buy another one for that amount, even though blue book value was higher.
 

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good to know. So you are able to get an agreed upon price of payout if something happens to your car? I might want to do that also. It would be very difficult to replace my car with the same thing. And I am sure if something happened they would low ball me. The prices of replacement for any car right now has skyrocket. Right now I am looking for a good condition 1989-93 B2200. In decent shape I am looking at well over $5000. Two years ago it would have been about $2,000-$3,000.
 
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