Good question. Might want to call your insurance agent on that. Even though you might put a policy for $10,000 ( just a random number ), I doubt if anything happens to your car they will just give you that amount.
Last time I was in an accident in 1993, they would not give me the value of my car, they gave me a lower amount and said I could buy another one for that amount, even though blue book value was higher.
Last time I was in an accident in 1993, they would not give me the value of my car, they gave me a lower amount and said I could buy another one for that amount, even though blue book value was higher.