WOW i didn't think anyone would be intrested i the detiles

anyway......
~the finance is through the 'capital finance' at something like 12.5% p.a.
~the insurance is financed as well, one year though. she has this extra policy, which will pay off her loan incase she totals the car(so thats good). with this insurance she has rating 5 so thats good too. the insurance is about $3200 a year
~the insurance is included in the repaiments so thats good, well for the first year anyway(after that she will have to pay that 500 plus insurance XO )
~the whole thing was made harder by the fact that she is not yet Australian citisen and its her first finance and isurance.
~the loan is for 5 years
~the insurance is alliance, i think, and its Coprehanceive...they would not alow you to take the car without comprehancive cover
thats about evrything i know( i know its a bit washi-washi, but if you are intrested in detiles reply and i will found out)